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Posted on 02-19-2008 under cash back
cash back credit cards
I Seek asked:

My dentist and I no longer get along because he doesn’t listen to my wishes or respect my financial situation. I can’t find any good dentist close to where I live who is covered by my dental plan. I’m thinking of switching to a dentist closest to where I live who is not covered by my dental plan that I got through my job. I’m thinking of paying full price by cash, credit, or check. Which of the three is the best one or does it matter?

6 comments so far.

On Feb 19 2008 @ 21:37, huggz said: |

The dentist would prefer payment by plastic as it is guaranteed and means he does not have to keep lots of cash on his premisies.
The dentist would prefer payment by plastic as it is guaranteed and means he.

On Feb 22 2008 @ 05:05, Moonfairy said: |

Every dentist I have seen over the years and my current dentist accept all forms of payment.

I just cannot see why you would go to a dentist that you have to pay full price out of your pocket when you have insurance.. Surely there must be a dentist on your plan who is good enough..

On Feb 24 2008 @ 17:01, jims2cents said: |

Dentists, like any other small businessman, are free to accept any kind of payment they wish. If they don’t know you, they may be hesitant about taking a personal check. They may not want to accept credit/debit cards because it involves more paperwork and they have to kick back a percentage to the card company.

Most are loathe to accept the insurance company’s plan because they have little competition, ergo little incentive to charge less. Most reasonable dentists will bill your insurance (assuming you have dental coverage) and then expect you to pay the difference whatever it is.

Frankly, if you have (had?) a good dentist, you were better off paying the difference. Normally, if your insurance includes dental (which you say it does) they will cover a certain percentage of the bill even if you have to submit it to the insurance company yourself no matter which dentist does the work. Discuss this with your HR person.

On Feb 27 2008 @ 22:24, Sangmo said: |

Just hand over your wallet or purse on the way in and say “help yourself”. Don’t worry about collecting it on the way out.

On Mar 02 2008 @ 03:52, chilly said: |

The oral surgeon I work for accepts credit cards/cash/checks/money orders. We do not have a preference on what type you use. Do you have out of network benefits? If you do the insurance should still pay on the procedure just not as much as if you went to a network provider.

Good Luck!!

On Mar 04 2008 @ 02:11, LittleMermaid said: |

For their work they get paid for person who is wanting to write check clears that may not be the time the check or your insurance the only deal with the checks though is many dentists have the best option.





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